T\u00fcrkiye Sigorta Birli\u011fi (TSB), ikinci el ara\u00e7 al\u0131mlar\u0131nda 15 g\u00fcnl\u00fck trafik sigortas\u0131 s\u00fcresinin 5 Aral\u0131k 2024\u2019te sona erdi\u011fini hat\u0131rlatarak, ikinci el ara\u00e7 al\u0131c\u0131lar\u0131nda sat\u0131\u015f i\u015flemi ger\u00e7ekle\u015fmeden \u00f6nce kendi adlar\u0131na ge\u00e7erli bir zorunlu mali sorumluluk sigortas\u0131 yapt\u0131rmalar\u0131n\u0131n zorunlu hale geldi\u011fini duyurdu.
TSB\u2019den yap\u0131lan a\u00e7\u0131klamaya g\u00f6re, ikinci el ara\u00e7 al\u0131mlar\u0131nda art\u0131k ara\u00e7 al\u0131c\u0131lar\u0131n\u0131n sat\u0131\u015f i\u015fleminden \u00f6nce, kendi adlar\u0131na ge\u00e7erli bir zorunlu mali sorumluluk sigortas\u0131 yapt\u0131rm\u0131\u015f olmalar\u0131n\u0131n zorunlu hale geldi\u011fi belirtti.
A\u00e7\u0131klamada, AYM\u2019nin 5 Aral\u0131k 2024 tarihi itibar\u0131yla y\u00fcr\u00fcrl\u00fc\u011fe ald\u0131\u011f\u0131 karar\u0131n Karayollar\u0131 Trafik Kanunu\u2019nun y\u00fcr\u00fct\u00fcc\u00fcs\u00fc olan \u0130\u00e7i\u015fleri Bakanl\u0131\u011f\u0131 Emniyet Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc taraf\u0131ndan yay\u0131mlanan \u201cAra\u00e7lar\u0131n Sat\u0131\u015f, Devir ve Tescil Hizmetlerinin Y\u00fcr\u00fct\u00fclmesi Hakk\u0131nda Y\u00f6netmelik\u201dte bir de\u011fi\u015fiklik yapt\u0131\u011f\u0131 hat\u0131rlat\u0131ld\u0131. 4 Aral\u0131k 2024 tarihinde yay\u0131mlanan bu de\u011fi\u015fiklik ile ara\u00e7 al\u0131c\u0131lar\u0131n\u0131n sat\u0131\u015f i\u015fleminden \u00f6nce, kendi adlar\u0131na ge\u00e7erli bir zorunlu mali sorumluluk sigortas\u0131 yapt\u0131rm\u0131\u015f olmalar\u0131 zorunlu hale getirildi\u011fi ifade edildi.
AYM\u2019nin karar\u0131na dayanan bu d\u00fczenlemeyle, 2\u2019nci el ara\u00e7 al\u0131c\u0131lar\u0131n\u0131n sat\u0131\u015f i\u015fleminden \u00f6nce, ge\u00e7erli bir trafik sigortas\u0131 yapt\u0131rmalar\u0131 gerekti\u011fi belirtilen a\u00e7\u0131klamada, \u015fu ifadelere yer verildi:
\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u201dSigorta poli\u00e7esi sisteme i\u015flenmeden noterler taraf\u0131ndan sat\u0131\u015f i\u015flemi ger\u00e7ekle\u015ftirilemeyecektir. Bu d\u00fczenleme, sigorta sekt\u00f6r\u00fcne \u00f6nemli katk\u0131lar sa\u011flanaca\u011f\u0131 \u00f6ng\u00f6r\u00fclmektedir. Yeni d\u00fczenleme ile eski ara\u00e7 sahiplerinin, arac\u0131n sat\u0131\u015f\u0131ndan sonra 15 g\u00fcn ge\u00e7erli olan trafik sigortas\u0131ndan kaynaklanan ilave prim maliyetleri ortadan kald\u0131r\u0131lacakt\u0131r. Ayr\u0131ca, yeni al\u0131c\u0131lar\u0131n sigortas\u0131z trafikte olma olas\u0131l\u0131\u011f\u0131 ortadan kald\u0131r\u0131lacak ve eski ara\u00e7 sahibinin haklar\u0131 korunacakt\u0131r. 5 Aral\u0131k\u2019ta y\u00fcr\u00fcrl\u00fc\u011fe girecek olan Anayasa Mahkemesi karar\u0131n\u0131n gerek\u00e7esinden hareketle, \u0130\u00e7i\u015fleri Bakanl\u0131\u011f\u0131 ve Adalet Bakanl\u0131\u011f\u0131 taraf\u0131ndan \u2018Ara\u00e7lar\u0131n Sat\u0131\u015f, Devir ve Tescil Hizmetlerinin Y\u00fcr\u00fct\u00fclmesine Dair Y\u00f6netmelik\u2019te de\u011fi\u015fiklik yap\u0131lm\u0131\u015ft\u0131r.\u201d
A\u00e7\u0131klamada, yay\u0131mlanan bu de\u011fi\u015fiklikle, ara\u00e7 sat\u0131\u015f\u0131ndan \u00f6nce al\u0131c\u0131 ad\u0131na ge\u00e7erli bir zorunlu mali sorumluluk sigortas\u0131n\u0131n olup olmad\u0131\u011f\u0131n\u0131n kontrol edilece\u011fi vurguland\u0131.Sat\u0131\u015f i\u00e7in sigorta zorunlu
Ara\u00e7lar\u0131n sat\u0131\u015f, devir ve tescil hizmetlerinin y\u00fcr\u00fct\u00fclmesine dair y\u00f6netmelikte yap\u0131lan bu d\u00fczenlemeyle, ara\u00e7 devri yap\u0131lacak ki\u015filerin ad\u0131na, sat\u0131\u015f ve devir tarihi itibar\u0131yla ge\u00e7erli bir trafik sigortas\u0131 bulundu\u011funun tespiti zorunlu hale getirildi\u011fi aktar\u0131lan a\u00e7\u0131klamada, \u201cSigorta poli\u00e7esinin ge\u00e7erli olup olmad\u0131\u011f\u0131 noterler taraf\u0131ndan kontrol edildikten sonra sat\u0131\u015f i\u015flemi ger\u00e7ekle\u015ftirilebilecektir. Bu d\u00fczenleme, sigorta sekt\u00f6r\u00fcne \u00e7ok say\u0131da olumlu katk\u0131 sa\u011flayacakt\u0131r. Eski poli\u00e7elerdeki 15 g\u00fcnl\u00fck ek koruma s\u00fcresi kalkacak, yeni ara\u00e7 sahibinin sigortas\u0131z olarak trafi\u011fe \u00e7\u0131kmas\u0131 engellenecek ve b\u00f6ylece sigortas\u0131z ara\u00e7 kullan\u0131m\u0131 azalacakt\u0131r. Sigorta sekt\u00f6r\u00fcne olan g\u00fcvenin artmas\u0131 beklenmektedir.\u201d ifadeleri kullan\u0131ld\u0131.
Acenteler a\u00e7\u0131s\u0131ndan da herhangi bir ilave i\u015flem y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc olmayaca\u011f\u0131 belirtilen a\u00e7\u0131klamada, acentelerin arac\u0131n sat\u0131\u015f\u0131ndan sonra yaln\u0131zca eski poli\u00e7eyi iptal etmekle y\u00fck\u00fcml\u00fc olaca\u011f\u0131, bu durumun i\u015f y\u00fcklerinin hafiflemesini sa\u011flayaca\u011f\u0131 kaydedildi.
A\u00e7\u0131klamada ayr\u0131ca, vatanda\u015flar\u0131n poli\u00e7e d\u00fczenlendikten sonra ara\u00e7 ruhsatlar\u0131n\u0131 alabilece\u011fi ancak, sat\u0131\u015f veya devir i\u015flemi tamamlanmad\u0131\u011f\u0131 takdirde, sat\u0131\u015f veya devir yoluyla arac\u0131 alacak ki\u015fi ad\u0131na d\u00fczenlenen trafik sigortas\u0131 poli\u00e7esi, al\u0131c\u0131n\u0131n talebi \u00fczerine iptal edilece\u011fini aktar\u0131ld\u0131.
\u0130ptal edilen poli\u00e7edeki tahsil edilen primler ise herhangi bir kesinti yap\u0131lmaks\u0131z\u0131n al\u0131c\u0131ya iade edilece\u011fi belirtilen edilen a\u00e7\u0131klamada, \u201cSigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu, bu s\u00fcre\u00e7le ilgili olarak gerekli genelge de\u011fi\u015fikli\u011fini yapm\u0131\u015ft\u0131r. Sat\u0131\u015f veya devir i\u015fleminden vazge\u00e7en vatanda\u015flar, poli\u00e7elerini iptal ettirebilecek ve primlerini geri alabilecektir. Bu d\u00fczenleme, vatanda\u015flar\u0131n g\u00fcvenli bir \u015fekilde trafi\u011fe \u00e7\u0131kmalar\u0131n\u0131 sa\u011flayacakt\u0131r. Daha \u00f6nce ya\u015fanan ma\u011fduriyetlerin \u00f6n\u00fcne ge\u00e7ilecek, sigortas\u0131z ara\u00e7 kullan\u0131m\u0131 engellenecektir.\u201d bilgisi verildi.","created_at":"2024-12-05T10:18:25.000000Z","updated_at":"2024-12-05T10:18:25.000000Z"}